Car insurance is about more than just cars. It's about protecting yourself from major financial setbacks. Whether you cause an accident or it's the other driver's fault, the right coverage can make all the difference.
Covering Other People
Bodily Injury Liability - If you cause an accident and people are hurt, you could be held legally responsible for medical costs for everyone involved. Liability coverage can help shield you from losing your home, your savings and investments, or having your wages garnished to pay for the injured person's medical care, loss of income, pain and suffering.
In Wyoming the state minimum coverage required by law is $25,000 person / $50,000 per occurence.
Property Damage Liability - If you cause an accident and damage another person's car or their property, you could be held legally responsible for repair or replacement costs. The average cost for a new vehicle is $28,400. What if you hit a luxury car that costs twice that amount, cause a pile-up or run into a storefront?
In Wyoming the state minimum coverage required by law is $20,000.
Covering you and your Family
Uninsured / Underinsured Motorist - Most states require that drivers have insurance, but not everyone obeys the law. If a driver with minimum or no insurance coverage runs into you, you could be left paying more out of your own pocket for injuries to you and your passengers.
Uninsured / Underinsured coverage is available to help prevent you being out of pocket. The coverage selections available are similar to Bodily Injury Liability.
Covering your Car
Collision / Comprehensive - Collision coverage pays for damage to your car if you collide with another car or something else, such as a tree or light pole. Comprehensive coverage generally pays for damage to your car caused by something other than collision, such as theft or storm damage. Damaged glass is covered under comprehensive also.
We are also able to provide you with other coverages and features such as Rental Car Provision, Medical Payments and Towing to name a few. Please contact us to find out more.